3 Reasons to Refinance Your Mortgage – Consult with a Vancouver Mortgage Broker

Refinancing your mortgage – it sounds scary at first! But having the option to refinance can actually be a good thing. In fact, refinancing your mortgage can be a great financial tool – one that helps you accomplish financial goals at a low interest rate – but be careful! A refinance leaves you on the hook […]

The rise of the miserable Canadian homeowner – Ask a Vancouver Mortgage Broker

ROB CARRICK – The Globe and Mail Consider the financial misery factor before you buy a house. That’s where the constraints of paying a mortgage and all the other usual costs of living leave you feeling frustrated and unhappy about your finances. Even real estate agents concede that such a phenomenon exists. “It’s been disturbing to watch […]

StatsCan’s National Household Survey – Consult with a Vancouver Mortgage Broker

StatsCan’s National Household Survey Three out of five homeowners are saddled with mortgages. But in many ways it’s harder being a renter. Statistics Canada finds that a significantly larger percentage of renters are overextended than homeowners in this country. That’s one of the more noteworthy findings in its National Household Survey (NHS) data released this week. Other highlights:   […]

Canada’s real housing crisis: Extreme weather – Consult with a Vancouver Mortgage Broker

BLAIR FELTMATE AND JASON THISTLEWAITE – The Globe and Mail Over the past three years, Finance Minister Jim Flaherty and Bank of Canada Governor Mark Carney (now Governor of the Bank of England), tightened mortgage lending in an effort to avert a housing crisis that might otherwise result when interest rates rise. While their efforts were […]

How I reduced my property taxes by $700 – Homeowners who feel the assessed value of their property assessment is too high should appeal.

How I reduced my property taxes by $700 Homeowners who feel the assessed value of their property assessment is too high should appeal. By: Sean Cooper Special to The Star, Published on Wed Mar 06 2013   Homeowners who feel the assessed value of their property assessment is too high should appeal. I did and have saved myself […]

Why You Should Get Title Insurance for Your Investment Property

Why You Should Get Title Insurance for Your Investment Property When buying an investment property in Vancouver, there are so many details to take into account that some home or condo buyers neglect to think about title insurance. Title insurance can save you a lot of headaches and avoid costly legal disputes that can pop […]

Vancouver Home Mortgages – Adil Virani – Vancouver Home Mortgages

Vancouver Home Mortgages What types ofVancouver home mortgages are available?  For different circumstances you need different types of mortgages. If you’re buying a new home then you would need a primary mortgage which is known as a 1st mortgage. This type of mortgage covers anything beyond your down payment which should ideally be at least 20%, […]

A reality test for would-be home buyers

ROB CARRICK | Columnist profile | From Tuesday’s Globe and Mail Never ask anyone who lends money if you can afford a house. Lenders care about their own money. Not yours. So while you’re thinking about how you’ll manage the cost of a mortgage and all your other living expenses, lenders seek the answer to one single question: How […]