Can Vancouver Home Mortgages Still be Obtained with Low Down Payments? – Ask a Vancouver Mortgage Broker

Can Vancouver Home Mortgages Still be Obtained with Low Down Payments? – Ask a Vancouver Mortgage Broker The answer is yes. Vancouver home mortgages can still be found even if you don’t have much in the way of savings for a down payment. It’s a lot tougher than it was just a few years ago […]

Why TD’s Ed Clark says Canada isn’t heading for a U.S.-style housing bust – Adil Virani Vancouver Mortgage Broker

Toronto-Dominion Bank has just come off one of its most profitable years ever. Its shares have nearly regained the ground they lost in the financial crisis and the country’s second-biggest bank is riding high on the Canadian consumer’s apparently insatiable appetite for debt. But how much longer can it go on? TD chief executive Ed […]

Canadians can still buy a house without saving their pennies – Ask a Vancouver Mortgage Broker

It would seem that regulators want to dissuade Canadians from buying homes with nothing down. Yet despite all of the recent changes, buyers can still get into the real estate market with little cash on hand. Ottawa did away with Canada Mortgage and Housing Corp .-insured 100 per cent financing back in 2008. Home buyers with few […]

Majority of Canadians stress about finding RRSP cash – Adil Virani Vancouver Mortgage Broker

Canadians who are stressed about the annual RRSP deadline are not alone according to a new study that found 60 per cent of respondents feel anxious about coming up with the money for their retirement savings. And almost half of respondents to the survey – 49 per cent – who make an annual RRSP contribution […]

Do Single Home Buyers Face More Challenges Than Couples? – From your Vancouver Mortgage Broker

Do Single Home Buyers Face More Challenges Than Couples? – From your Friendly Mortgage Broker If you’re a single person and thinking of buying a home, you might be wondering if it’s time to buy a home and what sort of obstacles you could face when applying for a mortgage. As a Vancouver mortgage broker, […]

Why the housing market won’t crash in 2013

The 12-month change in the Teranet-National Bank House Price Index has decelerated in recent months to 3.4 per cent, led by declines in Vancouver (-1.4 per cent) and Victoria (-1.7 per cent). Some people interpret this weakness as a sign that a housing crash has started – see, for example, the Canadian Business article “Canada’s […]

Flaherty welcomes fiscal cliff deal, but warns U.S. not yet out of the woods

OTTAWA – Canada welcomed Washington’s last-minute deal on the fiscal cliff on Wednesday, but warned that significant risks remained and urged more action to put the U.S. fiscal situation on a sustainable path. “Canada welcomes the agreement reached between the (U.S. President Barack Obama) and the Congress that protects the U.S. economy in the short […]

Energy Saving Appliances – Home Series – From your Vancouver Mortgage Broker

Energy Saving Appliances – From your Vancouver Mortgage Broker The one bill that many homeowners in Vancouver dread receiving each month is the hydro bill. There’s one other thing this Vancouver mortgage broker can also say about your hydro bills is that this is one household expense that is unlikely to be getting any cheaper. […]

Top 2012 housing stories, from crash warnings to rent vs. buy – From your Vancouver Mortgage Broker

Consumers must be getting tired of hearing the experts cry wolf about rising interest rates and a housing crash. Rates haven’t moved much if at all for most terms, if anything they’ve fallen and stayed put. Mortgages still hover around 3% for anyone willing to lock in for five years and consumers have been doing […]

emili Criticisms Resurface- Adil Virani – Vancouver Mortgage Broker

The Globe and Mail has taken another look at automated home valuations, casting a dark shadow on their efficacy. It’s the paper’s second take on this topic since October. (Here’s the prior story: CMHC’s emili Under Fire) Like the last go-round, this story is laced with concern. Some of that concern is justified given that: a) housing finance […]

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