Recent Court Decision On Gift Letters- Ask a Vancouver Mortgage Broker

Recent Court Decision On Gift Letters Posted on April 25, 2013  The following was written by Calgary real estate lawyer, William (Bill) Fric, regarding an Alberta Court of Queen’s Bench  judgement from earlier this month. (Citation: Henderson-Jorgensen v Henderson-Jorgensen, 2013 ABQB 213) Gift letters are often required by mortgage companies when parents are helping children buy a home. […]

Canadians still pay 62% more for a home than in U.S – Consult with a Vancouver Mortgage Broker

Canadians still pay 62% more for a home than in U.S   MICHAEL BABAD – The Globe and Mail Follow Michael Babad and the Globe’s top business stories on Twitter. Canada-U.S. house price gap still wideThe price gap between homes in Canada and the United States remains “yawning” despite the changing fortunes of the two real […]

Deck Building Tips – From your Friendly Vancouver Mortgage Broker

Deck Building Tips – From your Friendly Vancouver Mortgage Broker Spring is about to arrive as folks in Vancouver get ready to fire up their barbeques. It’s time to give the deck a once over and see how it fared after another seasonal bout of rain and that dreaded white stuff. You can take it […]

Bank of Canada signals no rate hikes anytime soon – Consult with a Vancouver Mortgage Broker

OTTAWA — While the Bank of Canada acknowledges the economic outlook here and elsewhere “is slightly weaker” than thought, policymakers are also offering up some hope for the near future. In a nutshell, Canada’s economy is growing at a slower pace than expected — although a pickup is likely later this year —and inflation remains […]

Why TD’s Ed Clark says Canada isn’t heading for a U.S.-style housing bust – Adil Virani Vancouver Mortgage Broker

Toronto-Dominion Bank has just come off one of its most profitable years ever. Its shares have nearly regained the ground they lost in the financial crisis and the country’s second-biggest bank is riding high on the Canadian consumer’s apparently insatiable appetite for debt. But how much longer can it go on? TD chief executive Ed […]

Flaherty welcomes fiscal cliff deal, but warns U.S. not yet out of the woods

OTTAWA – Canada welcomed Washington’s last-minute deal on the fiscal cliff on Wednesday, but warned that significant risks remained and urged more action to put the U.S. fiscal situation on a sustainable path. “Canada welcomes the agreement reached between the (U.S. President Barack Obama) and the Congress that protects the U.S. economy in the short […]

Energy Saving Appliances – Home Series – From your Vancouver Mortgage Broker

Energy Saving Appliances – From your Vancouver Mortgage Broker The one bill that many homeowners in Vancouver dread receiving each month is the hydro bill. There’s one other thing this Vancouver mortgage broker can also say about your hydro bills is that this is one household expense that is unlikely to be getting any cheaper. […]

Top 2012 housing stories, from crash warnings to rent vs. buy – From your Vancouver Mortgage Broker

Consumers must be getting tired of hearing the experts cry wolf about rising interest rates and a housing crash. Rates haven’t moved much if at all for most terms, if anything they’ve fallen and stayed put. Mortgages still hover around 3% for anyone willing to lock in for five years and consumers have been doing […]

The Ongoing Debate of Fixed Versus Variable Vancouver Home Mortgages

The Ongoing Debate of Fixed Versus Variable Vancouver Home Mortgages If you ever want to get a rowdy conversation going then all you have to is blurt out – ‘Which is better – fixed or variable rate mortgages?’ When it comes toVancouverhome mortgages, you will get a host of different opinions from even the pros. It’s […]

Pay off your Mortgage Before you Retire – From your Friendly Vancouver Mortgage Broker

Pay off your Mortgage Before you Retire – From your Friendly Vancouver Mortgage Broker Back in the old days, most people had planned to pay off their mortgage before they retired. Times have definitely changed and if anything the reverse seems true in today’s climate. The baby boomers could be facing some rough waters ahead […]

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