What your parents didn’t teach you about money – Vancouver Mortgage Broker

Let’s face it, Baby Boomers haven’t set the greatest example for those who are just starting out. By Gail Vaz-Oxlade | Online only As I crossed the country earlier this year promoting my latest book, Money Rules, I spoke with thousands of university and college students about what it takes to not make the mistakes their parents made. Let’s […]

Fix your poor credit rating- Ask a Vancouver Mortgage Broker

Request a free annual credit report to check for errors, suggests Gail Vaz-Oxlade. Did you ever see the CBC Marketplace episode where they asked 100 Canadians to check their credit reports for errors? Forty of those people found problems. Not exactly confidence-building when it comes to what those reports are saying about you, right? So […]

The coffee factor: Balancing saving and spending- Ask a Vancouver Mortgage Broker

The coffee factor: Balancing saving and spending By Ellen Roseman | Tue Jan 08 2013 ve for tomorrow? How do you balance small pleasures with big investments? Earlier this week, I wrote about millionaire Kevin O’Leary’s advice to stop buying coffee, lunches, magazines and cigarettes. If you cut spending and invest the difference, you can be […]

Couples and money: 6 common mistakes

The biggest mistake my husband and I are making when it comes to our finances is not having a joint budget. If we had one, we would probably do a better job of co-ordinating our savings to reach our goals and pay down debt faster. Related: How to have that difficult couples and money talk I […]

Show those expenses who’s boss

Jesse Mecham says he takes offence when people speak ill of budgeting. “It irks me when they talk about the dreaded ‘B-word’. There’s nothing dreadful about it.” Mr. Mecham, creator of YouNeedABudget.com (YNAB) and author of a book with the same title, says that a budget should be the foundation of every financial decision we make and […]

From dream home to nightmare debt

Follow Dianne Nice on Twitter and Facebook Gail Vaz-Oxlade, host of the new HGTV show Til Debt Do Us Part: Home Edition, says one of the biggest challenges for home buyers is to go into the process with their eyes wide open. Too often they take on a mortgage that is too big and then can’t afford to […]

RESPs: Do you have one?

RESPs: Do you have one? When my kids were little ones, the RESP wasn’t the RESP we have today and I wasn’t convinced it was the best deal going. But over the past 15 years or so, the product has improved, the legislation has become more user-friendly, and the reasons to use it have become […]