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Monday, February 13th, 2017

CONSTRUCTION MORTGAGE PART 2 – THE BUDGET, THE LOAN AND THE KEY POINTS YOU NEED TO KNOW

  CONSTRUCTION MORTGAGE PART 2 – THE BUDGET, THE LOAN AND THE KEY POINTS YOU NEED TO KNOW Construction Mortgage Part 1 – Serviced vs Unserviced LotsThe first of our Construction Mortgage Blogs covered the basics of what you would need to know for this complicated mortgage type. In this second part, we will cover […]

IS THE BC HOME PARTNERSHIP PROGRAM RIGHT FOR YOU?

IS THE BC HOME PARTNERSHIP PROGRAM RIGHT FOR YOU? BC HOMEThe BC HOME Partnership Program was created for first time home buyers who have good credit and good income but do not meet the requirements for a minimum 5 percent down payment. With at least 2.5% down payment the BC Home Partnership Program will allow […]

If you want to have a mortgage in retirement, be prepared to make some big sacrifices – Ask a Vancouver Mortgage Broker

Maybe we shouldn’t be all that surprised that mortgages based on a 25-year payment schedule are now part of our retirement picture. Here’s why paying off your mortgage isn’t always the best idea Pay that mortgage off? Why would you bother, especially if that money could be invested elsewhere at a higher rate? Mortgage broker […]

Lower Qualification Rates on Conventional Mortgages. A Trend?

One year after most banks started using posted rates to qualify conventional mortgages, we’re starting to see some loosening of those policies. Three weeks ago, Scotiabank lowered its conventional qualifying interest rates, and last week FirstLine (a division of CIBC) did the same. Lower qualification rates impact debt ratio calculations and make it easier for […]


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