What women want and why you should care – Consult with a Vancouver Mortgage Broker

By Natalka Falcomer Women are taking over the world. More 20- and 30-something-year-old women are graduating from professional schools, starting their own businesses and earning higher incomes than their male cohorts. The rise of “girl power” has also played out on the real estate stage; it was young professional women who largely fuelled the recent […]

YOUNGER CANADIANS PUT BRAKES ON DEBT IN 2012, OLDER KEEP BORROWING

YOUNGER CANADIANS PUT BRAKES ON DEBT IN 2012, OLDER KEEP BORROWING Click here to download PDF report Highlights •  In 2012, Canadian household debt grew at its slowest pace since 2003 and the upward trend in the  household debt-to-income ratio ebbed. Ipsos Reid survey data suggests that there was diverging  borrowing behaviour across age groups […]

Should home seller disclose if someone died in the house? – Consult with a Vancouver Mortgage Broker

Here are some cases that raise interesting legal issues about what should or shouldn’t be disclosed when a house is sold. By: Mark Weisleder Published on Fri Jan 04 2013 Buying a home: Dealing with the death house stigma In November the Toronto Star reportedthat a Bowmanville couple is suing their real estate agent and the people from […]

What to disclose when selling a home where someone died – As a Vancouver Mortgage Broker

To avoid a lawsuit it is best to let buyers know whether a death has occurred on the property. By: Mark Weisleder Real Estate, Published on Fri Feb 15 2013 There are interesting legal issues about what should or shouldn’t be disclosed when a house is sold, including whether someone has died in the house. A column last month […]

TFSA or RRSP? Try these five tests – Ask a Vancouver Mortgage broker

By: Gordon Pape Building Wealth, Published on Sun Feb 17 2013  There is a lot of confusion over whether it’s better to use an RRSP or tax-free savings account (TFSA) to save. Unfortunately, there is no easy answer. There are several variables to consider. To simplify matters, I’ve created five tests that you can apply to help you […]

Planning for succession? Don’t make this mistake – Consult with your Vancouver Mortgage Broker

Business owners who intend to transition their companies to family or staff members may find themselves in an unenviable position. The succession process requires the owner to consider two different, but inextricably linked, facets of the business: ownership and management. Often business owners try to deal with these areas simultaneously – and although this approach […]

Prepping Your Home for Sale –From Your Friendly Vancouver Mortgage Broker

Prepping Your Home for Sale –From Your Friendly Vancouver Mortgage Broker If your planning to sell your home, and especially if you’re realtor has arranged an all day showing, you have to take the time and prepare the interior of your home beforehand. This Vancouver mortgage broker can tell you that it really does make a huge difference because […]

Is Your Bank Mortgage Really Fair – From Your Friendly Vancouver Mortgage Broker

Is Your Bank Mortgage Really Fair – From Your Friendly Vancouver Mortgage Broker Anyone who is somewhat savvy about mortgages knows that there are government agencies that keep tabs on what the banks are doing when it comes to mortgages. But, these agencies don’t see everything that goes on. Also, banks are also somewhat self regulatory when it […]

Buying Exterior Doors for your Home – From your Vancouver Mortgage Broker

Buying Exterior Doors for your Home – From your Vancouver Mortgage Broker One of the first sights that a prospective buyer sees is your front door. As this Vancouver mortgage broker can tell you, first impressions when you’re selling your home is everything. Most exterior doors are exposed to the elements and sometimes Mother Nature can […]

Your bank mortgage: Is it fair and does it suit your needs? – Ask a Vancouver Mortgage Broker

Banks operate under the scrutiny of government watchdogs. But when it comes to mortgages, those watchdogs don’t watch everything they could. “Individual (bank) mortgage reps operate outside of regulatory boundaries which commonly govern licensed professionals,” says Samantha Gale, a former mortgage regulator with B.C.’s Financial Institutions Commissionand chief executive officer of the Mortgage Brokers Association of British […]

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