10% Down Payments & Other Policy Debates

Housing accounts for an immense 1/5th of Canada’s GDP. That makes mortgage debt and housing policy enormously important topics from an economic standpoint. With the stakes so high, it’s painful to watch critics exhort blanket changes to mortgage rules, based primarily on their opinions in lieu of credible data. Case in point is this editorial […]

Rosenberg: Canadian housing is okay

David Rosenberg, chief economist and strategist at Gluskin Sheff, remains a contrarian voice on the U.S. economic recovery, and he is also sticking to his argument that Canada is in pretty good shape – and that includes the country’s housing market. That market has taken a few knocks recently, even attracting derision from the foreign […]

Help for seniors

Paul Barker, Postmedia News · Mar. 30, 2011 | HomEquity Bank, operator of the Canadian Home Income Plan reverse mortgage, better known as CHIP, has a monopoly today but mortgage experts say it’s only a matter of time before competitors move into this highly lucrative and growing market. “I can’t predict when it might happen […]

Buying a vacation home: 10 things to know

Buying a vacation home: 10 things to know The first question to ask when buying a vacation property is how you plan to use it. Big gatherings, or quiet getaways?Dick Loek/Toronto Star file photo Real Estate: T.O’s priciest home is $27M Tighter mortgage rules here 2010’s best-read housing stories Be careful when buying U.S. property […]

Welcome to Adil Virani Mortgages

3 ways to deal with rising mortgage rates

By Moshe Milevsky Here we go, again. The economy is generating more jobs, a handful of banks raise mortgage rates and all of a sudden you’re being advised to lock-in your mortgage before the bank doors slam shut. In fact, some say you’d better hurry-up and buy a house now before mortgage rates go so […]

Commercial real estate booming again – now what?

The commercial real estate market saw an unprecedented recovery last year, with investment growing 48 per cent as the economy improved and investors returned to the market. Canadian commercial real estate sales volume reached $18.9-billion in 2010, according to CB Richard Ellis, from $12.7-billion in 2009 – though it’s still a long way from the […]

Why buying U.S. real estate is still a gamble

The resurgence of the loonie and continued degradation of U.S. home prices are spurring more Canadians to invest in property south of the border. But while this might appear an opportune time to snatch up a retirement home or dream vacation property, experts warn that jumping into these major purchases without doing extensive research is […]

Home Purchases

The purchase of a home is the largest purchase most people make during their lifetime. At Dominion Lending Centres, we want to make each and every purchaser aware of the many mortgage options available to them prior to their purchase and closing date. Now, more than ever, financial institutions are regularly launching new products and […]

About Refinancing

Learn About Refinancing Canadians today face many reasons to refinance their mortgage. For example, you may have been working at improving your credit score and now qualify for a new mortgage with a better discount, or you may want to stabilize your payments by changing from a variable rate mortgage to a fixed-rate. Refinancing is […]

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