Do Single Home Buyers Face More Challenges Than Couples? – From your Vancouver Mortgage Broker

Do Single Home Buyers Face More Challenges Than Couples? – From your Friendly Mortgage Broker If you’re a single person and thinking of buying a home, you might be wondering if it’s time to buy a home and what sort of obstacles you could face when applying for a mortgage. As a Vancouver mortgage broker, […]

Why the housing market won’t crash in 2013

The 12-month change in the Teranet-National Bank House Price Index has decelerated in recent months to 3.4 per cent, led by declines in Vancouver (-1.4 per cent) and Victoria (-1.7 per cent). Some people interpret this weakness as a sign that a housing crash has started – see, for example, the Canadian Business article “Canada’s […]

The Rules have Changed for Vancouver Revenue Property

The Rules have Changed for Vancouver Revenue Property It wasn’t so long ago that you could buy a rental unit with virtually no money down and low interest rates to be used as revenue property in Vancouver. Times have changes drastically when it comes to buying revenue property in today’s mortgage market. Now, if were […]

Are Automated Home Evaluations Too Risky? – From your Friendly Vancouver Mortgage Broker

Are Automated Home Evaluations Too Risky? – From your Friendly Vancouver Mortgage Broker How do automated evaluation systems such as emili which is used by CMHC, or Excel, which is used by Genworth, compare to the efficiency of human home appraisers? This Vancouver mortgage broker examines this interesting and challenging issue in more detail. This […]

How to Clean you Outdoor Siding – from your Vancouver Mortgage Broker

How to Clean you Outdoor Siding – from your Friendly Vancouver Mortgage Broker Many homes these days have siding on them. When siding is first installed it most certainly makes your home appear pristine and fresh. However, over time siding falls prey to the elements and can experience some fading. Also, our homes can become […]

Top 2012 housing stories, from crash warnings to rent vs. buy – From your Vancouver Mortgage Broker

Consumers must be getting tired of hearing the experts cry wolf about rising interest rates and a housing crash. Rates haven’t moved much if at all for most terms, if anything they’ve fallen and stayed put. Mortgages still hover around 3% for anyone willing to lock in for five years and consumers have been doing […]

Closing Costs on your Vancouver Real Estate Financing

Closing Costs on your Vancouver Real Estate Financing Buying a home and setting up the real estate financing is expensive and time consuming. However, many people who are first time home buyers may not be fully aware or properly budgeting for the closing costs which can leave you scrambling if you’re not aware of them. […]

For the cheapest mortgage, go variable – As a Vancouver Mortgage Broker

The smart money’s long infatuation with the variable-rate mortgage has ended, perhaps a little hastily. A lot of homeowners have saved a ton of money with variable-rate mortgages, where your borrowing cost floats with your lender’s prime lending rate. The prime rate is in turn guided by the Bank of Canada’s overnight rate, which was […]

The Ongoing Debate of Fixed Versus Variable Vancouver Home Mortgages

The Ongoing Debate of Fixed Versus Variable Vancouver Home Mortgages If you ever want to get a rowdy conversation going then all you have to is blurt out – ‘Which is better – fixed or variable rate mortgages?’ When it comes toVancouverhome mortgages, you will get a host of different opinions from even the pros. It’s […]

The Repercussions of the New Mortgage Regulations – Consult a Vancouver Mortgage Broker

The Repercussions of the New Mortgage Regulations – Consult a Vancouver Mortgage Broker Well, we’ve all heard of the new mortgage changes and we’ve seen them come into effect, but have they really made any sort of impact on what’s happening out there in mortgage land? Did finance minister Flaherty succeed with what he intended with […]

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